Planned Giving
We are happy that you are interested in supporting Catholic Exchange. There are a variety of ways to make a significant gift to Catholic Exchange. This page illustrates some of the ways one can increase and advance personal and estate planning interests while providing support for Catholic Exchange.
Catholic Exchange will be pleased to work with prospective donors in determining how they may wish to make a gift. This page is intended to provide simple examples of complicated transactions and Catholic Exchange is not in the business of giving tax advice. Donors should consult with their own financial and tax advisors before finalizing a gift.
Cash Gifts:
Currency, Coin, Personal Check, Money Order, Major Credit Cards
Easiest gift to make is a gift of cash. These gifts are deductible for income tax purposes, subject to certain limitations.
Pledges:
You may spread your gift out over a three to five year period. Gifts are deductible in the year a payment is made.
Matching Gifts:
You should check with your employer to take advantage of matching programs offered by many employers.
Leverages donor's gift to a higher level.
Marketable Securities:
A gift of marketable securities which are otherwise subject to long-term capital gains is often advantageous. Avoid payment of capital gains tax on the increase in the value of the stock.
Receive deduction for full fair market value of the stock at the time of the gift, subject to limitations.
Stamp Collections, Art Collections, Jewelry:
You receive a deduction for your basis in the gift. Catholic Exchange then converts the property to cash.
Life Income Trusts:
Place assets in Trust and retain right to Trust income. At the end of the Trust, remainder goes to Catholic Exchange. Tax deduction will depend upon value passing to Catholic Exchange.
Flexibility in type of property that can be donated.
Can provide a fixed amount of income (Charitable Remainder Annuity Trust) or a variable level of income (Charitable Remainder Unitrust).
Charitable Lead Trusts:
Assets placed in Trust and Catholic Exchange receives income for a period of time and then the assets return to donor or other beneficiary at end of designated period. Can fulfill a gift pledge while reducing estate and gift taxes which might otherwise be due on assets passing to heirs.
Life Insurance:
If you have life insurance that your heirs don't need, make Catholic Exchange the beneficiary of the policy. The policy proceeds are then deductible for your estate tax purposes. You may also receive a current income tax deduction by making Catholic Exchange the owner of a policy.
Bequest in a Will:
Outright bequests, as well as certain bequests in trust are not subject to estate taxes. Bequest can take any of the following forms:
Bequest of a dollar amount, particular securities or other property. Residual bequest of all or portion of estate after payment of specific amounts to other beneficiaries.
Contingent bequest to take effect if beneficiaries die before the testator.
A bequest can often be arranged simply with the addition of a codicil amending an existing will.
Qualified Benefit Plans (including individual retirement accounts and 401K plans):
Consider naming Catholic Exchange the beneficiary of your qualified benefit plan, thereby avoiding both the income and estate tax which would otherwise be payable on these benefit plans.
Remember, donors should consult with their own financial and tax advisors before finalizing gifts.
Donations may be sent to:
Catholic Exchange
P.O. Box 231820
Encinitas, CA 92023-1820
For more information, contact Anthony DeBellis, Vice President, Development Department at (800) 709-PLAN.
We are happy that you are interested in supporting Catholic Exchange. There are a variety of ways to make a significant gift to Catholic Exchange. This page illustrates some of the ways one can increase and advance personal and estate planning interests while providing support for Catholic Exchange.
Catholic Exchange will be pleased to work with prospective donors in determining how they may wish to make a gift. This page is intended to provide simple examples of complicated transactions and Catholic Exchange is not in the business of giving tax advice. Donors should consult with their own financial and tax advisors before finalizing a gift.
Cash Gifts:
Currency, Coin, Personal Check, Money Order, Major Credit Cards
Easiest gift to make is a gift of cash. These gifts are deductible for income tax purposes, subject to certain limitations.
Pledges:
You may spread your gift out over a three to five year period. Gifts are deductible in the year a payment is made.
Matching Gifts:
You should check with your employer to take advantage of matching programs offered by many employers.
Leverages donor's gift to a higher level.
Marketable Securities:
A gift of marketable securities which are otherwise subject to long-term capital gains is often advantageous. Avoid payment of capital gains tax on the increase in the value of the stock.
Receive deduction for full fair market value of the stock at the time of the gift, subject to limitations.
Stamp Collections, Art Collections, Jewelry:
You receive a deduction for your basis in the gift. Catholic Exchange then converts the property to cash.
Life Income Trusts:
Place assets in Trust and retain right to Trust income. At the end of the Trust, remainder goes to Catholic Exchange. Tax deduction will depend upon value passing to Catholic Exchange.
Flexibility in type of property that can be donated.
Can provide a fixed amount of income (Charitable Remainder Annuity Trust) or a variable level of income (Charitable Remainder Unitrust).
Charitable Lead Trusts:
Assets placed in Trust and Catholic Exchange receives income for a period of time and then the assets return to donor or other beneficiary at end of designated period. Can fulfill a gift pledge while reducing estate and gift taxes which might otherwise be due on assets passing to heirs.
Life Insurance:
If you have life insurance that your heirs don't need, make Catholic Exchange the beneficiary of the policy. The policy proceeds are then deductible for your estate tax purposes. You may also receive a current income tax deduction by making Catholic Exchange the owner of a policy.
Bequest in a Will:
Outright bequests, as well as certain bequests in trust are not subject to estate taxes. Bequest can take any of the following forms:
Bequest of a dollar amount, particular securities or other property. Residual bequest of all or portion of estate after payment of specific amounts to other beneficiaries.
Contingent bequest to take effect if beneficiaries die before the testator.
A bequest can often be arranged simply with the addition of a codicil amending an existing will.
Qualified Benefit Plans (including individual retirement accounts and 401K plans):
Consider naming Catholic Exchange the beneficiary of your qualified benefit plan, thereby avoiding both the income and estate tax which would otherwise be payable on these benefit plans.
Remember, donors should consult with their own financial and tax advisors before finalizing gifts.
Donations may be sent to:
Catholic Exchange
P.O. Box 231820
Encinitas, CA 92023-1820
For more information, contact Anthony DeBellis, Vice President, Development Department at (800) 709-PLAN.
